INSURPROS.COM ROP TERM LIFE INSURANCE

ILLINOIS RETURN OF PREMIUM TERM LIFE INSURANCE

Would you rather pay for

"Low Cost Term Life Insurance" -or- "No Cost Term Life Insurance"

With Low Cost Term Life Insurance, you pay inexpensive premiums for many years, and while important to have this protection, you risk paying for coverage that you may never use.

With No Cost Term Life Insurance, you receive the necessary Insurance Protection, and if you outlive the term of your policy, you receive all your money back. (You receive 100% of all your premiums, including rider costs and fees)

Illinois Example #1 Male, Age 35, Preferred Non tobacco. Needs $100,000 of 20 year term.

Year Term
Death Benefit
Accumulative Premium
Surrender Benefit
20
$100,000
$5,624
$5,624

20 years later at age 55, you are now in the position to make a lump sum purchase of Final Expense Insurance or a smaller Term Insurance policy with the money returned to you. (Or just keep the money)

Illinois Example #2 Male, Age 45, Preferred Non tobacco. Needs $250,000 of 20 year term.

Year Term
Death Benefit
Accumulative Premium
Surrender Benefit
20
$250,000
$22,108
$22,108

20 years later at age 65, you no longer need $250,000 of coverage. You now have $21,108 additional funds available for your retirement needs, college fund, or a lump sum payment for permanent Life Insurance, etc.


A Illinois Surrender Benefit feature offers you the best of both worlds, Protection If You Need It, Money Back If You Don't! Because of this, many value-driven consumers choose this unique solution for their Tern Life Insurance Protection. It's basically a Win-Win Situation!

For your free quote on Illinois Traditional or Return Of Premium Term Insurance-click on the below link.

Free Illinois Term Life Insurance Protection Quote

Frank R Kovich Illinois Independent Insurance Advisor (630) 229-5740

"Simply the Best" & "Most Competitive" major medical health insurance, return of premium term life insurance, critical illness insurance, accident protection, disability income protection, final expense insurance & medical/health/hospital/dental discount products in the industry... To individuals, independent contractors, the self-employed & small business owners.

Questions? e-mail Insurpros

(ROP-Term Insurance) Free Quotes. Above programs may not be available in all states. Free Quotes (ROP-Term Insurance)

(hospital, medical, health savings accounts, hsa, critical illness, accident, disability income, final expense, return of premium term life insurance)

Disclaimer: As always, certain restrictions may apply. Last updated October 2008. Not responsible for errors, omissions, rate or policy changes.

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