INSURPROS.COM DISABILITY INCOME INSURANCE
Important "ILLINOIS DISABILITY INCOME" Insurance
A disability is more common than you think, it can happen to anyone … And It Does!
* 3 in 10 workers entering the workforce today will become disabled before retiring!
(Social Security Administration, Fact Sheet 2007)
* An illness or accident will keep 1 in 5 workers out of work for at least a year during their working careers!
(U.S Census Bureau, Dec 1997)
* 1 in 7 workers can expect to be disabled for 5 years or more before retirement!
(Commissioner's Disability Table 1998)
* The average long-term disability absence lasts 2.5 years!
(Commissioner's Individual Disability Table A)
* Over 90% of disabling accidents and illnesses are not work related!
(National Safety Council. Injury Facts 2004 ED)
* The average monthly Social Security Disability Insurance (SSDI) benefit is only $978!
(Social Security Administration. Fact Sheet 2007)

* Less than 39% of the 2.1 million workers who applied for SSDI benefits in 2005 were approved!

NOTE: Basically; 46.7% of all 30 yr. olds, 43% of all 40 yr. olds and 36% of all 50 yr. olds will have a disability prior to age 65. These are "great odds" if going to Las Vegas with extra spending money...but… "bad odds" when it comes to risking your life savings and possibly facing foreclosure and bankruptcy.

"ASK ABOUT OUR RETURN OF PREMIUM WITH THE SURRENDER VALUE RIDER!"

A Illinois Return of Premium feature offers you the best of both worlds, Protection If You Need It, Money Back If You Don't! Because of this, many value-driven consumers choose this unique solution for their life and disability insurance protection. It's basically a Win-Win Situation!

Contact Frank R Kovich Illinois Independent Insurance Advisor (630) 229-5740
"Simply the Best" & "Most Competitive" major medical health insurance, return of premium term life insurance, critical illness insurance, accident protection, disability income protection, final expense insurance & medical/health/hospital/dental discount products in the industry... To individuals, independent contractors, the self-employed & small business owners. Free Quotes in Illinois.

Questions? e-mail Insurpros

(Disability Income) Free Quotes. Above programs may not be available in all states. Free Quotes (Disability Income)

(hospital, medical, health savings accounts, hsa, critical illness, accident, disability income, final expense, return of premium term life insurance)

Disclaimer: As always, certain restrictions may apply. Last updated October 2008. Not responsible for errors, omissions, rate or policy changes.

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"Simply the Best" & "Most Competitive" major medical health insurance, return of premium term life insurance, critical illness insurance, accident protection, disability income protection, final expense insurance & medical/health/hospital/dental discount products in the industry... To individuals, independent contractors, the self-employed & small business owners. (medical health insurance, return of premium term life insurance, critical illness insurance, life insurance, accident protection, disability income protection, final expense insurance, medical, hospital, dental) Free Quotes.